Privacy Policy

Mochi is a privacy-first expense tracker. Your financial data is yours alone.

1. Data Collection

Mochi does not collect, analyze, or harvest any of your personal data. We have no access to your financial entries, categories, or notes.

2. Accounts

No account creation, sign-up, or login is required. You can use all features of the app immediately without providing an email or phone number.

3. Data Storage

All your data is stored locally on your device. If you have iCloud enabled, your data securely syncs across your devices via Apple’s CloudKit. We do not maintain external servers for your data.

4. Tracking & Ads

Mochi is free from advertisements, third-party trackers, and analytics software. Your usage is never monitored or profiled.

5. Data Sharing

We do not sell, rent, or share your data with third parties. Your financial life remains strictly on your device and your personal iCloud account.

6. Third-Party Services

Mochi relies exclusively on Apple system services (such as iCloud) to function. Use of these services is subject to Apple’s privacy policy.

7. Contact

For support, please contact us within the app via Settings → Feedback → Send suggestions/feedback.